Debt Free

Sometimes it’s a matter of timing. If you’re deep in debt, take a look back at your credit card statements. See how many purchases you made with your card were within a day or two of payday. Now check how many of those purchases you really needed to make that day. In many cases, what ever you bought could have waited for a day or two. That would have eliminated the necessity to ratchet up you card a bit more. Next time you’re short on cash, mull over whipping out the plastic. That latte could end up costing you more than you bargained for.